The Top 3 Benefits Of Choosing An Independent Auto Agent

There are many different options you can choose to use when buying an auto insurance policy. You can purchase your policy directly from the insurance company online or over the phone, you can visit an insurance agent that works for the company you want to buy a policy from, or you can employ the services of an insurance broker or independent auto agent. While there are pros and cons associated with all of these options, you will find that the option of working with an independent auto agent offers some of the most unique benefits. You can learn more about a few of these benefits below. 

Benefit #1: Get Coverage Advice From An Agent That Has Your Best Interest In Mind

If you choose to purchase your policy directly from the insurance company or through an agent that works for this company, you can be sure that their top priority is making the insurance company as much money as possible. After all, like any company, insurance companies are in business to make money. While there truly is nothing wrong with this fact, it is important to remember that this type of insurance agent works for the insurance company and not for you.

Independent auto agents on the other hand are not employed by a specific insurance company. Instead, these agents simply maintain relationships with multiple insurance providers while remaining independently employed. This means that you can truly count on an independent insurance agent to have your best interest in mind when recommending coverage options or insurance providers. 

Benefit #2: Enjoy The Convenience Of Having Your Policy Issued Directly By An Agent

While insurance brokers offer the same independent employment status as independent auto insurance agents, there is one key difference between a broker and an agent. This difference is that insurance agents have contracts with insurance providers that allow them to issue policies without the need for a middleman. This can make obtaining your new policy much faster and easier than when working with a broker. 

Benefit #3: Have Access To A Local Contact Anytime You Have Questions Regarding Your Policy

If you choose to purchase your insurance policy online or over the phone directly from the insurance company, you will likely get stuck calling their national customer service line anytime you have questions or concerns about your policy. In some cases, this can mean long wait times and less-than-ideal service.

With an independent auto agent, you will have a local contact that you can easily reach out to any time you have a question about your policy or need to make changes to your coverage. 

Contact a local independent auto insurance agent to learn more.