Fender benders typically involve a low speed and very little damage to person or property. Even though a fender bender may not seem too difficult to handle, it is still important to pay attention to potential issues that could spring out. If you find yourself in a minor car accident, acquiring insurance information and other data is too important to pass up on. Follow these steps after your next fender bender:
1. Stay calm.
It does not pay to get aggressive or angry, even if the other individual was at fault. Take a few deep breaths before getting out of your car.
2. Look for signs of injury.
It is essential that you pay attention to your body. Do you feel hurt at all?
3. Gather the other driver's insurance information.
Once you have pulled into a safe place, you need to exchange insurance information. Information you need to exchange includes name, phone number, insurance name, insurance phone number, and insurance policy number.
4. Do not apologize.
It is only natural to begin apologizing, even if you do not think you were at fault. Unfortunately, saying "sorry" could be construed as an admission of guilt. If you feel the need to say something, ask if everybody in the car is alright. This shows care without admitting guilt.
5. Take photos and notes.
In addition to exchanging information, you should also take photos. Make sure you capture the entirety of the scene as well as the positions of the cars upon hitting, if possible. It is also important that you pay attention to your car and any potential damage it may have. It is important that you get outside and look at the car for an accurate assessment of potential damage. It is important that you at least present an accurate idea of where the cars were situated.
6. Call the police.
It is a good idea to get in touch with the police if you think there is damage to a vehicle that could raise significant concern about the price of repairs. You may even need to report damage to the DMV. It is important to pay close attention to your state's laws.
If you think you need to get in touch with law enforcement, it is important that you do so. Otherwise, follow the rest of these steps to ensure that you are creating an accurate and thorough record of the incident.